Three money management tips for young adults

Unfortunately, money management is not taught in elementary school. Only 17 states require students to take a personal finance course in high school, but only a handful of them require you to pass a test on the topic.

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When it comes to managing finances, the younger generation tends to make mistakes until they learn. With that in mind, here are three management tips for young adults:

1. Begin retirement planning with your first job

If the company you work for offers a 401(k) plan, sign up at the first opportunity. If they don’t provide it, divert some of your funds into an IRA. It’s easier to build your retirement fund as early as possible, so you’ll be able to retire earlier.

2. Use your credit card sparingly

Remember, it’s not your money. Once you use it, you incur debt. Pay it off before it gains interest. A credit card is a good way to build up your credit score, provided you pay it on time.

3. Select your partner wisely

Choose someone whose values match your own, not just where money is concerned, but more importantly, ethical and moral values. Get to know your partner so well that you can trust him or her.

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I’m Jack Bonner from Arizona. I’m currently studying finance with the goal of becoming a forensic accountant. Visit my blog to know more about me.


Certified EDM classics that shaped the genre

EDM is probably one of the most controversial genres of popular music. And do not get me started on arguments about their perceived popularity. Its strongest advocates and stingiest critics can spend hours fighting over classifications, definitions, and other cultural implications of the term and the actual music. Talk about the death of EDM is just around the corner, and it might be timely to discuss “classics” and how certain tracks have defined the genre’s status.

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Here are some of the iconic EDM tracks that any fan should know:

“Strings of Life” by Rhythim Is Rhythim (1987)

Probably one of the most essential EDM classics and surely one that is crucial to the development of the genre. Many fans and producers still go back to this track to mark standards. People may classify this as techno, given Derrick May’s pivotal role in the Detroit techno scene, but this is as much an EDM song. Even without a bassline, this hard-thumping track ruled the party.

“Scary Monsters and Nice Sprites” by Skrillex (2010)

One of the most “hated” EDM artists ever, Sonny John Moore aka Skrillex, revamped (or for some irked critics, destroyed) the dubstep subgenre and subculture in Britain. The only way to describe dubstep in the hands of Skrillex is to affix the phrase “on steroids” to the term. But the complexity and energy of the rhythms can be interesting aspects of the track.

”Levels” by Avicii (2011)

This progressive house piece is on a completely different plane and easily one of the best tracks. It features a sample from “Something’s Got a Hold on Me,” with that scintillating Etta James vocals. The synth riffs are enough to blow your mind.

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The name’sJack Bonner, finance student and part-time bank clerk. I crunch numbers for fun and profit. I love fitness, sports, and sports memorabilia collecting and am a big fan of Game of Thrones, Friends, Black Sails, and One Piece. I enjoy listening to EDM and hip hop and spending do-nothing days binge-watching. To know more about my inclinations, follow me on Facebook.

The best heavyweight boxers post-Ali

Boxing can be divided into two eras – pre-Muhammad Ali and post-Muhammad Ali. If he didn’t say he was the greatest, someone else probably would have. There is very little doubt that Muhammad Ali was the greatest light the boxing world has ever known. Here are some of the other greats who came after Ali.

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Larry Holmes

Larry Holmes emerged at the tail-end of Ali’s career. He was the former sparring partner of Ali who would later beat and retire Ali. Often said to have had the greatest jab in heavyweight boxing history, Holmes defended his title 20 times, which is the second-most for heavyweights.

Mike Tyson

Much has been said about Iron Mike — but when he was at his peak, when he was Kid Dynamite, when Cus D’amato trained him, the world never saw a more terrifying, more dominant fighter. He had the power of George Foreman but had the speed and technique to focus it all on an opponent.

Evander Holyfield

Holyfield was as rugged and tough as he was mild-mannered. He could take punishment, and he could dish it out as well. What he lacked in technique, he made up for in endurance and stamina. And he was built like an oak tree.

Lennox Lewis

Speaking of technique, Lennox Lewis provided the blueprint of the technique for heavyweights in the modern era. He knew how to counter and conserve his strength for the later rounds. Lewis dominated much of the late ‘90s to the following decade.

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I’m Jack Bonner, a student and part-time bank clerk from Arizona. I love talking and writing about sports. Follow me on Facebook for more interesting discussions.

Two life lessons you can learn from watching ‘One Piece’

With well over 700 episodes and counting, any true fan will tell you that One Piece isn’t just an anime, but it’s a way of life. If you’ve been watching the show from day 1, you’ll have invested so enough emotion in the characters that when one of them died, you’d mourn. For this reason, “One Piece” has taught me more about life than any other piece of literature could.

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The following are just two of the countless life lessons one can learn from “One Piece.”

1. Never give up

The trope of most anime protagonists is their unwavering ability to remain optimistic and believe in their dreams despite moments of immense difficulty. Luffy has an unbreakable will, and he never doubts himself for a second.

2. You don’t always have to win to be a hero

There are many times characters in this show have given it their all, even though they knew they didn’t stand a chance. This anime taught me that even if trying is the best you can do, you can never feel ashamed because you tried your best. Thank you, Usopp.

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Hi there, Jack Bonner here. I’m a college student from Arizona currently taking up finance. I’m a huge fan of rugby. Visit my page to read more about my favorite anime, ‘One Piece.’

How To Balance Working And Working Out

Balancing work and your personal life can be difficult. One thing that has helped me is to always remind myself that I “work to live, not live to work.” This can be hard at times, especially now that I have a demanding job that’s physically exhausting. However, to maintain good health I make sure that I squeeze in some time for workouts.

Here’s what you can do to balance work and working out.

Schedule your workouts

And stick to it. It’s often tempting to skip your scheduled workout sessions and just crash into your bed after work. You’ll get used to it in no time. Having an organized planner can make all the difference in making time for all your appointments. There are many apps out there designed to do just that.

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Pack your gym bag in advance

Being prepared and ready to exercise is a great way to weed out some excuses why you can’t stay fit and be active. When we get home, we usually just want to rest, so preparing to go to the gym could be the last thing on our minds. Pack your gym clothes in advanced and leave it in your car or your locker.

Have someone go with you (optional)

If you can, have someone go with you. It’s a lot better if there’s more than yourself to motivate you to go to the gym. Set a goal together and help each other reach it.

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Hi, my name’s Jack Bonner. I was born and raised in Arizona. I’m in Arizona University taking up a degree in finance. Visit my blog to learn more.

Mumble Rap:Why Hip Hop Artists Are Divided On It

First of all, it’s not as though new rappers like Lil Yachty or Lil Uzi Vert coined the term. Mumble Rap is generated by the internet, partly as a derogatory take on hip hop’s latest incarnation.The phrase stuck, a reference to the laidback rapping style and perceived laziness in the lyrics of some new-school rappers.

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Of course, fans everywhere will have their little say on the matter. If you want to go popcorn mode on this, just visit YouTube comment boxes on videos of new hip hop artists. Some rappers are more vocal, fueling the beef between old school and new school on Twitter and other social media.

It’s nothing new, really. As hip hop continues to evolve, phases like this tend to happen. Older rappers and hip hop fans tend to stick to a particular style, perhaps out of nostalgia, perhaps as a way of defending the ways of the previous generation. Followers of Kanye West will have a hard time dealing with those of, say, Tupac or Rakim. The Jay-Z and Nas debacle had its time. Kendrick Lamar’s and Drake’s might just be starting.


But you decide. Have a listen and check out videos by ‘branded’ Mumble rappers, such as Desiigner, Young Dolph, Migos, and the previously mentioned Lil Yachty and Lil Uzi Vert.

The name’s Jack Bonner,a born-and-bred Arizonan and certified son of the desert. I’m currently in Uni, taking up finance with the ultimate aim of becoming a certified public accountant specializing in forensic accounting. I’m a big hip hop fan. Visit my blog for similar articles.

The Rugby Fitness Routine

One of the most interesting athletic competitions in the world today is rugby. It takes a lot of wits to win the game. Rugby is a most enjoyable sport that requires a lot of serious conditioning too. Many who play it would argue that for the most part, they spend an even bigger amount of time working on their physique.

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The main principle in maintaining a rugby-worthy frame is to bulk up. Here are a few elements that are simply indispensable to the rugby fitness routine.

1. Pump a lot of iron. Rugby players are also body builders. There simply is no other way to maintain a hulky frame but to beef up. Muscles get big because of them undergoing resistance that is greater than the normal weight of human limbs. There simply is no sense in doing free weights if you are a rugby player. Quite frankly, if you are not bent on lifting weights, maybe rugby is not the right sport for you.

2. Use the medicine ball a lot. The medicine ball has proven to be a perfect tool for familiarizing the body with the dynamics of using an external object to do work, which is also typical in ball handling sports like football and even basketball. This trains the body to attain stability and balance, and it also adds flexibility to the torso.

3. Run the field. Rugby is about carrying the ball and barging through opponents. Your strength may be your biggest asset, but if you can’t run, then that makes it one degree easier for your opponents to beat you.

Wallabies World Cup Training Camp
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These methods are inclusive in a rugby player’s routine, and ultimately these will help you become fit enough to be in the game.

My name is Jack Bonner. I am currently working on my degree in finance here in Arizona. I am also a huge fan of rugby. Read more about my other interests on this blog.